Every fintech journey begins the same way: with an idea, a prototype, and a mission to disrupt. But taking a minimum viable product (MVP) to real-world scale? That’s where most startups hit turbulence.
APIs break. Compliance gaps appear. Bank partners pull back. What got you to market won’t always get you to momentum.
Unless you’re building on Treasury Prime.
Treasury Prime isn’t just a Banking-as-a-Service provider—it’s a growth partner built to support fintechs from seed to scale. Whether you’re launching a neobank, building a payments platform, or embedding accounts in SaaS, Treasury Prime adapts with you.
Stage 1: Fast, Flexible Launch for MVPs
Early-stage startups need to move fast. But embedded finance adds heavy infrastructure and compliance weight. Treasury Prime solves this by offering:
- Developer-friendly APIs for accounts, cards, KYC, and payments
- A realistic sandbox to build and demo features
- Bank partners who understand startup velocity
- Embedded compliance tools to keep you audit-ready from day one
“We launched our fintech MVP in weeks with Treasury Prime—and it didn’t feel like a compromise.”
Stage 2: Finding Product-Market Fit
Once users arrive, product teams face new challenges: fraud, onboarding friction, bank limits, and monetization.
Treasury Prime helps teams test and optimize quickly with:
- Customizable onboarding flows and decision logic
- Built-in tools to monitor and flag risky transactions
- Access to multiple banks, not just one—and freedom to switch
- Transparent reporting and controls for scaling teams
You’re not boxed into rigid flows. You evolve—and Treasury Prime evolves with you.
Stage 3: Scaling Volume and Complexity
Product-market fit achieved? Now comes the real test: scale.
Treasury Prime supports fast-growing fintechs with:
- Bank-grade performance and uptime
- Support for millions of accounts and transactions
- Smart routing between bank partners for resilience
- Dedicated customer success and integration engineers
- SOC 2 Type II–certified infrastructure for enterprise trust
“As we grew from 1,000 users to 100,000, we didn’t outgrow Treasury Prime. They scaled right along with us.”
Stage 4: Expanding Globally and Strategically
With scale comes complexity: new markets, new partners, new risks. Treasury Prime’s flexible architecture lets you:
- Add or switch banks as needed
- Launch new financial products (e.g., lending, savings, cards)
- Localize experiences for different user segments
- Stay compliant even in dynamic environments
And because Treasury Prime builds deep relationships with its banking network, you gain strategic guidance, not just code.
Why Treasury Prime Is Different
Unlike BaaS vendors that focus only on early-stage launches—or enterprise vendors that ignore startups—Treasury Prime is built for the full journey.
- You start with APIs, not gatekeepers
- You grow with optionality, not lock-in
- You scale with infrastructure that was built for it
Final Thought: Build for Now. Prepare for Later.
Whether you’re just validating an idea or onboarding your hundred-thousandth user, Treasury Prime gives you the tools to move forward—without doubling back.
In fintech, scale isn’t just about growth. It’s about resilience, compliance, and freedom to build smarter.